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Home Fintech

Grab Adds Longer Instalment Options For PayLater

You can now opt for eight-month or 12-month instalments.

by Ikmal Rozlan
December 17, 2024
Grab PayLater 8 Month 12 Month
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Grab seems to have quietly added more instalment options for its Buy Now Pay Later (BNPL) scheme, PayLater. While its BNPL method was previously limited to four-month instalments, it now offers the option to break down a purchase into eight months or even 12 months, but at a cost.

PayLater is known for offering the longest interest-free instalment option, with its users able to make purchases in four monthly payments with no processing fees. However, according to its FAQ, the company added eight-month and 12-month instalment options for select users, starting from October 2024.

Grab PayLater 8 Month 12 Month

These options are not free like the four-month plan, with the longer instalments incurring a 1.5% processing fee, the same as other BNPL platforms such as Atome, SPayLater, and TikTok PayLater. According to merchant Switch, which currently supports the longer PayLater instalment plans, the maximum spending limit is RM6,000, although this will likely vary for each user.

If you are late to pay your instalment, the company will impose a RM10 admin fee for each missed payment, capped at RM30. Late payments will also result in your PayLater service being suspended until you pay the admin fee.

(Source: Grab)

Filed Under BNPLBuy Now Pay LaterfintechGrabPayLater
Updated 10:19 am, Tue, 17 December 24
https://lowy.at/vcabv
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