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Home Mobile

U Mobile Ropes In AEON Credit For Its iPhone MicroCredit Scheme: Now With New Interest Rates

by Chief Chapree
February 4, 2016
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U MicroCredit by U Mobile and AEON Credit Service

Earlier this week, U Mobile has announced that it has partnered together with AEON Credit Service (yes, that AEON) to provide financing for iPhone purchases under its MicroCredit scheme. Previously, U MicroCredit’s was operated Berjaya Credit which made this announcement rather interesting.

Not surprisingly, U Mobile has also updated the official website for MicroCredit scheme with a number of new information. This include new monthly interest rates which are now standardized according to the loan amount instead of being individually determined by the credit company on case by case basis as per in the past.

U MicroCredit for iPhoneAs for the rates themselves, they now stand at 1.5% for loan amounts that are under RM 3,000 and 1.1% for amounts that are more than RM 3,000 which can be even lower for AEON credit card and AEON-Express card holders. As a comparison, U MicroCredit’s previous interest rates were from 0.84% to 1.5%.

Another interesting change that was done to U MicroCredit service now that it is under AEON Credit Service is the minimum income that is required for customers to apply for the scheme. Previously, the amount was RM 1,000 but under the new credit company, it has now been reduced by half to RM 500.

U Mobile iPhone 6s Launch 09

Despite these changes, U Mobile maintains that the U MicroCredit scheme for iPhone still requires no deposit, collateral, or credit card. For further information, head on to the scheme’s official website right here.

(Source: U Mobile – 1, 2, 3)

Filed Under AEON Credit Serviceu microcreditU Mobileu mobile malaysiau mobile u microcredit
Updated 9:39 pm, Wed, 3 February 16
http://lowy.at/RrpJ4
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